Loan Originator at Triad Financial Services Inc – Bourbonnais, Illinois

As a Loan Originator, you will serve as a key player in our mortgage lending team, responsible for originating and funding mortgage loans while delivering exceptional customer service. Your primary focus will be on sales and building client relationships, ensuring quality work throughout the loan origination process, and maximizing funding opportunities. With your expertise in mortgage lending, you will play a crucial role in helping customers achieve their homeownership goals.

Key Responsibilities:

• Generate mortgage loan leads through various channels, including referrals, networking, and marketing efforts.
• Conduct thorough assessments of borrowers' financial situations, including credit history, income, and debt-to-income ratio, to determine loan eligibility.
• Present loan options and programs to prospective borrowers, guiding them through the application and approval process with professionalism and expertise.
• Work closely with borrowers to collect required documentation, provide guidance on credit improvement strategies, and address any concerns or questions throughout the loan process.
• Collaborate with Underwriters and Loan Processors to ensure timely and accurate processing of loan files, adhering to regulatory requirements and company policies.
• Meet or exceed sales targets and funding goals by actively pursuing new business opportunities and nurturing existing client relationships.
• Provide ongoing customer service and support, serving as a trusted advisor to borrowers and addressing any post-closing inquiries or issues.
• Maintain a high level of integrity and ethical standards in all interactions with customers, colleagues, and stakeholders.

Minimum Qualifications:

• For licensed MLOs, engage in rate and term negotiations with borrowers as needed.
• Obtain a MLO license through the NMLS
• Cultivate and nurture client relationships while delivering exceptional customer service.
• Preferably possess a minimum of two years of experience.
• Familiarity with Encompass software is advantageous.
• Knowledge of the Manufactured Home Industry is a desirable asset.
• Demonstrated ability to multitask effectively.
• Exhibit a strong work ethic.
• Proficient in Microsoft Office suite.
• Possess strong problem-solving abilities.
• Attention to detail and accuracy in tasks.
• Excellent verbal and written communication skills.
• Capability to work both independently and collaboratively in a team environment.

Physical Demands:

• Capable of safely and proficiently performing essential job functions as per ADA, FMLA, and other relevant standards, meeting productivity criteria.
• Maintain consistent, punctual attendance in compliance with ADA, FMLA, and other regulations.
• Clear and articulate communication skills on the telephone.
• Ability to sit at a workstation for extended periods.
• Proficient in physical typing.