General Responsibilities:

Responsible for performing a variety of duties to support the commercial and corporate loan functions; coordinating work within the division, as well as with other divisions and departments; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information.

Essential Duties:

• Performs a variety of duties to support the commercial and corporate loan functions as follows:
• Follows new loans from approval to closing, to ensure a timely, accurate and compliant process.
• Researches, orders and collects necessary loan documentation and other information for pre-closings and closings.
• Produces documentation between the Bank and customers through the completion of the loan closing, i.e. commitment letters, amendments, line of credit renewal letters, letters of credit, etc.
• Distributes documentation and other related information to Loan Processing for timely entry into the system.
• Follows up, suggests changes and completes any additional functions, including reviewing internally and attorney-prepared documents with regard to loans in process.
• Ensures proper documentation is on file and kept current by managing and tracking various types of loans, i.e. construction and multiple advance lines of credit, draw down loans disbursing loan proceeds after closing, while paying attention to (among other things) maintaining the bank’s lien position, qualified disbursement of funds, and compliance - that proper approvals are in place for disbursement and loan is in compliance with original terms of approval.
• Provides customer support when necessary; makes contact with customers in order to complete loan processing.
• Attends loan closings if requested.
• Assists Commercial or Corporate Loan Officers as needed.

Ancillary Duties:

• Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. At times required to stoop, kneel, bend, crouch and lift up to 25 pounds. This position requires regular use of a computer.

Peoples Security Bank and Trust Company is an Equal Opportunity Employer

Basic Qualifications:

Education/Training: A high school diploma or equivalent; specialized bank credit services education/training.

Skill(s): Must demonstrate strong communication skills; proficient analytical and mathematics skills; proficient interpersonal relations skills; demonstrated organizational skills; proficient PC skills, including Microsoft Word and Excel; thorough knowledge of all banking services; through knowledge of loan documentation and requirements for completion; proficient in all phases of loan processing, including credit and compliance calculation and testing.

Experience: A minimum of one (1) year of related experience normally required based on the “General Responsibilities” and “Essential Duties”.